October 2011 – end of month review

Posted by louisa on Monday 31 October 2011 in chickens, less than 12 clothes challenge, meta | 0 comments

Carla-cat enjoying a spot of autumn sun – the woodstore is perfectly place for sunbathing felines: in the sun until nearly 2pm but also within a short stroll of their food dishes. Purrfecto!

Goals in 2011 progress

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moving swiftly on!

October mini-goals

I achieved more of these than my main goals – the accounts are finished (just waiting for John’s business accounts now then new mortgage a go go!), we finally finished the bathroom and we both batch cooked for the freezer – “ready meals” of pasta sauce, keema curry, enchiladas and spicy beef casserole (with corn bread) now await us! I also got some fabric for the cushion in the porch and found somewhere for the foam – just hesitating now about whether a soft cushion is right for there, or whether a can-put-your-foot-up-on-it wipeclean option would be better.

I think I would have achieved more on these & on my main goals if I hadn’t been distracted by other fun pursuits – crocheting and writing (the latter planning for my NaNoWriMo attempt, which starts tomorrow!).

Buy less than 12 items of clothing in 2011

Bloomin’ heck, I’m getting close! I’ve been on the look out for a nicer-than-my-scruffy-hoodies jacket all year and spotted a lovely M&S brown cord jacket in fab condition in a charity shop for £5.99 so bought it even though it’s close to being too cold to wear it. I’ve worn it loads over the last few weeks. I also bought yet another pair of jeans off eBay. They take me up to eleven things so far in 2011, eep, close!

August 2011 – end of month review

Posted by louisa on Thursday 1 September 2011 in goals, less than 12 clothes challenge | 8 comments

Cor, another month that seems to have taken its sweet time to come to a close – again, not dragged but the beginning of the month feels very long way ago now.

(Lemon curd, with cinnamon, which I made one day to accompany a fig-and-fennel soda bread test loaf.)

Goals in 2011 progress

We tried to go sea-fishing but failed. We haven’t had a lot of food from the garden – a few courgettes/marrows, tomatoes, potatoes but nothing major-major. I’ve been sewing quite a bit but for decorative rather than practical purposes. I haven’t made anything with wood. I have baked quite a bit – actually done quite a bit of experimental baking & cooking, trying out new ideas for recipes – but not made cheese. Basically, I’ve got a lot of goals still to accomplish and an increasingly short amount of time to do them in!

On the plus side though, I did slightly better with my month’s mini-goals: we sorted out the bills stuff (2), I researched the ISA options and decided it wasn’t worth switching until next year (1), cleared out the cupboards (4+5), nearly stuck to my budget (3 – see below), would have done 6 if there wasn’t a damp problem in need of investigation, and made a purse (8). Not great but better.

Buy less than 12 items of clothing in 2011

After buying two things in July, I bought another thing – a light “so very me” cardigan – at the beginning of August. My old cotton cardigan has seen better days so this is sort of a replacement and will be useful in the next few months over t-shirts/vest tops.

One of my favourite pairs of jeans has developed an unfortunate (and very difficult to fix) hole in the bum so I’m on the look out for a replacement pair but not seen any yet.

Anyway, no other temptations or anything else from the exempt list so I’m just up to three items so far in 2011.

Growing & Chickens

As I said above, the garden has not had a hugely productive month – which is a bit of a shame. I’ve run out of preening steam too so it looks a mess as well. Sigh. September should bring lots more tomatoes (we’ve got lots of green ones at the moment) and more courgettes, and hopefully our first achocha. Two out of four of our achocha plants have pretty well developed fruit on them and finally, the other two — which have grown up together against a wall and are MASSIVE (15ft tall, 8ft across) — have finally started fruiting too. That might result in a lot of fruit!

The chickens have had a good month – no broodiness and Ginger definitely started laying again (she went broody in the middle of June, came out of it finally about a month later but I couldn’t be sure that she was laying again until mid-August when we finally got six eggs in one day). With six eggs on some occasions, we had a grand total of 157 eggs, an average of just over 5 a day.

Spending

I had given myself a budget of £100 for my SAVE-as-much-as-you-SPEND (corrected!) categories this month and if I hadn’t gone completely craft supply crazy, I’d have made it. I spent a whopping £55.75 on craft stuff this month: mostly embroidery threads and cross-stitch fabric but also £17.20 on yarn from Bobbins in Whitby. The yarn was a complete impulse buy – I saw it, wanted it, had a vague project in mind but not great plans to use it ASAP (since I can’t knit/crochet in the summer) – and that blew my budget, pushing me over to spend £110.66 in total. *shakes fist* Yarn aside, I do know that all the embroidery stuff will keep me quiet for a long time so while it was a lot of money, I probably won’t need to buy anything more for ages.

Aside from crafts, restaurant/takeout food wasn’t too bad this month (£46.42) but I could easily have saved about a tenner of that by taking sandwiches, snacks & drinks with me when I was teaching during the day, rather than using the Coop. Naughty. It did also include expensive fish’n’chips, donuts and other seaside treats when we were in Whitby.

Transport costs were quite low for the month (£30.70), especially since £16.70 of that was last night alone (a return bus ticket then a taxi fare when the meeting overran and I missed the last bus, grr). I didn’t buy any books – used the library a few times instead. Entertainment was a newspaper one Saturday (and all the crafts, of course!). The silly thing was my cute vase. Household stuff included the wool blanket, some photo frames, a bathmat, and an oven thermometer – wild ;)

I spent £175.74 in total, after bills and food shopping – my lowest month since I started tracking spending (the previously lowest had been June, at £188.91). Bit disappointed that I “wasted” some of it on impulse yarn and actually wasted some of it on unnecessary lunches, but I’m not beating myself up about it too much.

How was your August?

July 2011 – end of month review

Posted by louisa on Tuesday 2 August 2011 in goals, less than 12 clothes challenge, low spend 11, meta | 2 comments

So here we are again, at the end of another month (or rather the beginning of the next one because I’m a bit behind). I can’t even remember the start of July – I was busy with drama stuff on the second weekend but even those shows feel a lifetime ago now. The month hasn’t dragged really, or been super busy (apart from that drama stuff) so I don’t know why it’s felt so long … at least I got my money’s worth out of it I guess!

Goals in 2011 progress

We’ve had quite a bit of food from the garden this month – LOTS of courgettes, some potatoes and other bits & pieces. I’ve not done the “whole meal” but we’ve had a number of courgette & eggy things so that’s part way there ;)

Aside from that and just about hitting my at-least-once-a-week baking target, I’ve not really done anything else goal-y. I didn’t have any mini-goals in July as I didn’t have anything pressing, so I can’t even say I was busy doing those. Since June was equally unmotivated/lazy, naughty Louisa, naughty!

Buy less than 12 items of clothing in 2011

I’ve actually bought something! I bought my first item of clothing in 2011 – a charcoal lambswool/angora woolly hoodie from a charity shop. It is exactly the sort of thing I like and was only £3, and I suspect I will very, very much welcome it next winter. I didn’t buy any new woollies at all last winter and was struggling a bit by the end of the season. If I don’t shrink it the first time I wash it, I think I’ll probably live in it from November-March ;)

That purchase seemingly opened a mental “I want to buy clothes!” flood gate. Mid-month, I spent *ages* looking for stuff online and started looking more closely at clothes rails in charity shops … but couldn’t find anything I liked enough to warrant buying. However last weekend, I bought a pair of jeans on eBay (the same size/brand/style I always wear, so they should fit fine) and nearly bought a top too but got outbid. The jeans aren’t desperately needed as I already have four pairs but they were a bargain and I wear them all the frickin’ time, so they’ll be very useful all the same.

I also bought a couple of things from my exceptions list: I bought a five-pack of cute but basic knickers, and two everyday bras. These were replacements as I cleaned out my underwear drawer the day before and had “retired” two bras and 29 pairs of knickers – it was looking a little empty after that!

So my “12 in 11” total is now at a grand 2!

Growing & Chickens

First half of 2011 spending breakdown

Posted by louisa on Thursday 30 June 2011 in frugal, low spend 11, personal finance | 6 comments

After the one I made for my June spending at lunchtime, I’m in a graph making mood so I’ve made one to show (myself) where my money has gone in the first half of 2011.

Here’s said graph:

And here’s the details in a table:

(** Takeout food and restaurant bills; my share of all bills or the total bill if I paid for everyone.)

Inspired by Shoestring Alley, I started tracking my spending at the start of the year and decided to record everything I spent “frivolously” – ie. not core bills or to-be-eaten/prepared-at-home food, but everything else. I wanted to start doing it to make me more conscious of my spending habits – to see where the money goes and to know that if I buy something silly/completely frivolous then I still have to hold myself accountable over it. A tool to help me reduce spending & consumption across the board.

It’s really worked – I’ve spent far less money on random things than I ever have done before. I’m actually really surprised how low “books” is as back when I was working full time, I could easily spend that on books each month and I got my money’s worth out of my book buying even then. (Disclaimer: most of the work-related stuff is books too, but books I wouldn’t ever buy or read if I didn’t need them – I would NOT be reading Shakespeare if I had a choice in it! ;) )

Apparently it takes just over two months to form a new habit and I think in the last six months, I have formed a habit of being conscious of my spending and not giving into temptation/the desire to buy things. Over the last month in particular, I’ve not spent a lot (by my previous standards) of frivolous money but I’ve not in any well felt hard done by, which is good, because that could lead to binge spending. There is still room to easily cut down – on lazy/convenience food, on pretty household stuff (related to us still settling in/decorating our house), and on craft supplies – but aside from food & travel costs, I’m pretty ok with it.

Do you track your spending? Do you find it motivating or restrictive?

February – end of month review

Posted by louisa on Monday 28 February 2011 in chickens, frugal, goals, growing, less than 12 clothes challenge, making, meta | 9 comments

February seems to have flown by and has been a lot of fun — a good balance between work, household/growing/making productivity, crafting, and future planning.

Goals in 2011 progress

I’ve started making progress on some of the more long term goals – started sowing seeds which will hopefully turn into homegrown veg and again, I’ve made things with wood which will help with my “make a piece of furniture” goal. I haven’t baked each week but I’ve tried a few new recipes – including some lovely cinnamon biscotti – so at least I’m doing bits. (We’ve not been baking much bread recently because it’s still a bit too cold for yeast to rise properly.)

From my secondary list, I’ve also tried making soap, although I’m not sure it’s been a success yet (the soap in the moulds is still very soft). I also made a notebook (above) from scrap paper and a curtain sample, which wasn’t on my list but I had so much fun doing it that I think “learn different book binding techniques” should be on there now! Finally, we’ve been working to reduce our food waste (and save money/our sanity) by preparing meal plans – we’re not sticking to them 100% but they’re working well in general.

Buy less than 12 items of clothing in 2011

In my no more than 12 items of clothes in 2011 challenge, my tally is still zero — I’ve not bought anything this month either. I have though started looking at stuff rather than just shutting myself off from the possibilities – partly because I need to develop willpower rather than just avoiding temptation and partly because I feel like it’s time I had something new to wear (I’ve not bought any clothes since November – and that was only replacement jeans). It’s when I’m getting ready to go to drama – the classes I teach or rehearsals etc – because my suitable clothes are such a subset of my wardrobe — they not only have to be neat enough to wear outside the house, they can’t be too cleavage-y (which is a problem with a lot of my clothes because my body is too cleavage-y!) and they have to be suitable for wearing as a supposedly-responsible adult in front of teenagers. I have plenty of plain t-shirts to wear but a limited amount of warm clothes so I’ve been getting a bit bored – and as we’re preparing for a production at the start of April, I’ll be there a lot more regularly which will mean cycling through them more. So long story short, I might break into my quota in March.

Growing stuff & the chickens